Use this template to prepare a Mortgage Promissory Note specifically for use in the State of Colorado. Provisions of the note include:

• Repayment by regular payments of principal and interest until the balance is paid in full.
  
• Interest is a fixed rate.
  
• The balance owing accelerates upon default by the borrower.
  
• Late payments result in late charges calculated as a percentage of the late payment.
  
• The borrower may prepay (either with or without penalty, at the lender's discretion when preparing the terms of the note).

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